Finance: The Art of Financial Strategy, Winning and Rules


Finance is a captivating board game that combines strategy, luck, and financial knowledge. It’s a game that allows players to experience the thrill of investing, buying, and selling properties without the real-world risks. The game was first introduced in the early 20th century and has since gained popularity among board game enthusiasts and Finance aficionados alike. To play Finance, you will need the game board, property cards, play money, dice, and player tokens.

Rules for playing Finance

The Finance game rules are straightforward, making it easy for beginners to grasp. The game begins with each player receiving a set amount of money. Players then take turns rolling the dice and moving their tokens around the board. The spaces on the board represent different types of properties that players can buy, sell, or rent. The goal of the game is to accumulate the most wealth by the end of the game. While these are the official rules, players can also introduce ‘house rules’ to add more variety and excitement to the game.

How do you play Finance

  1. Setup: Each player chooses a token and places it on the ‘Start’ space. Players then receive their starting money from the bank.
  2. Gameplay: Players take turns rolling the dice and moving their tokens. If a player lands on an unowned property, they can choose to buy it. If they land on a property owned by another player, they must pay rent. Players can also sell or trade properties with other players.
  3. End of the Game: The game ends when one player goes bankrupt or when a predetermined time limit is reached. The player with the most wealth at the end of the game is declared the winner.

How to Win at Finance

Winning at Finance requires a combination of strategic planning, smart investing, and a bit of luck. Here are some strategies that can help you win the game:

  1. Invest Wisely: Buying properties is the main way to accumulate wealth in Finance. However, not all properties are created equal. Some properties offer higher returns on investment than others. It’s important to assess the potential return of a property before buying it.
  2. Trade Smart: Trading is another crucial aspect of Finance. A good trade can significantly boost your wealth. When trading, consider the value of the properties involved and the potential future returns.
  3. Manage Your Cash: While it’s important to invest, it’s also crucial to have enough cash on hand to pay rent and other expenses. Running out of cash can lead to bankruptcy, so manage your money wisely.

Best Strategies for playing Finance (Board game)

Here are some additional strategies that can help you excel at Finance:

  1. Buy High-Return Properties: Properties with high rents can generate significant income. Prioritize buying these properties whenever possible.
  2. Monopolize: Owning all properties of the same color group gives you a monopoly, allowing you to charge higher rents. Aim to create monopolies whenever you can.
  3. Keep an Eye on Your Opponents: Pay attention to your opponents’ strategies and adjust your game plan accordingly. If an opponent is close to creating a monopoly, consider buying or trading for a property they need.

Scenarios for Finance

Here are some common scenarios you might encounter while playing Finance and how to handle them:

  1. Running Low on Cash: If you’re running low on cash, consider selling or mortgaging properties. This can provide a quick influx of cash, but be careful not to deplete your assets.
  2. Facing a Monopoly: If an opponent has a monopoly, try to avoid landing on their properties. If you do land on a monopolized property, consider selling or mortgaging your properties to pay the rent.
  3. Opportunity to Create a Monopoly: If you have the opportunity to create a monopoly, go for it. A monopoly can be a game-changer, allowing you to charge higher rents and accumulate wealth quickly.

Frequently Asked Questions about playing Finance (Board Game)

  1. Q: Can I sell a property back to the bank? A: Yes, you can sell properties back to the bank for half their purchase price.
  2. Q: What happens if I can’t pay rent? A: If you can’t pay rent, you must sell or mortgage your properties to raise the money. If you still can’t pay, you go bankrupt and are out of the game.
  3. Q: Can I trade properties with other players? A: Yes, players can trade properties at any time during their turn.
  4. Q: How do I win the game? A: The player with the most wealth at the end of the game wins. Wealth is calculated as the total value of cash and properties.
  5. Q: Can I play with house rules? A: Yes, players can agree on house rules before the game starts. However, it’s recommended to play with the official rules for a fair and balanced game.

For more information about the Finance board game, visit the official game website here.